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Cheap cars for teensBack

FordKaRecent government proposals could see the driving test age raised to 18 with a mandatory 12-month learner stage, which requires all new drivers to clock up at minimum of 100 hours of daytime driving and 20 hours of night-time practice.

The proposals come as part of a scheme to help lower the cost of car insurance premiums for young drivers. With the average cost of car insurance for 17-22 year olds currently at £1,187, there is still a long way to go before insurance premiums become affordable for many young people.

One of the ways you can reduce your car insurance premium is to invest in a ‘Black Box’ insurance policy. Alternatively, we’ve listed below five of the cheapest cars to insure according to recent search results by for young male and female drivers between 17-18 years old.

Ford Ka

The latest Ford Ka comes out top as the cheapest car to insure with an average premium of £1,651.40, and it’s ultimately a great all-round buy for any teenager who is looking for a city runabout. The Ford Ka is not only stylish and fun to drive but it’s economical too. If you choose a used Ford Ka, you’ll also benefit from low car insurance premiums – choose the 1.3 Ka in a Collection trim to get the best bang for your buck.

Peugeot 107

Despite the Peugeot 107 being ultimately the same car as the Citroen C1, it cost £300 less to insure at £1,994.42. If you are looking for a smart and reliable city runabout the Peugeot 107 is the perfect car. Its cheeky quirky looks are appealing and it sports a sound 1.0-litre engine too. Running costs are also low, yet the quality of the Peugeot 107 remains solid.

Chevrolet Matiz

This popular city car is derived from the original Daewoo brand. Now known as the Chevrolet Matiz, it is a tiny car which is cheap to buy and cheap to run. It offers a low insurance premium of £2,258.26 and it’s a nippy car considering the size of its engine. We’d recommend you opt for a 1.0 engine with an SE trim to get the most fuel-economy and character from this cute little car.

Mini One

The Mini One is by far one of the coolest superminis to buy if you’ve just passed your test and have the budget for one. Although you’ll find the cost of actually purchasing a Mini One a lot steeper than the other cars we’ve mentioned above, the average car insurance premium paid out by 17 and 18 year olds remains surprisingly low at just £2,268.85. It gets a four-star rating from What Car? thanks to its smooth engines, good ride and excellent handling. It looks great too and alongside its low running costs, it has strong resale values too.

Citroen C1

The Citroen C1 is an excellent city car for those looking for something stylish but reliable. Its small 1.0-litre engine is capable of getting you about town with ease, and thanks to its low power, you’ll pay an average insurance premium of £2,292.12 for the privilege of owning one. It’s an ideal car for first drivers thanks to its low price tag and running costs.

Posted by Leana Kell on 05/02/2014