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It’s cold, dark and wet and the last thing you want is to break down. With the evenings starting to draw in, it is a good time to be thinking about purchasing breakdown cover to ensure you are covered for the winter months ahead.
Breakdown cover can be added to most car insurance policies for a minimal amount and it could save you valuable time and money in the event of a breakdown, and more importantly, it will ensure you stay safe on Britain’s roads this winter.
There is a wide selection of breakdown cover options available to buy at different prices, but it can be difficult to know which level of cover to choose to ensure you receive the best value for money.
One of the easiest ways to purchase breakdown cover is to purchase it with your car insurance policy, but this may not be the most cost effective way of purchasing breakdown cover, especially when you may not use many of the benefits which are thrown in and can bump up the cost.
Some of the top breakdown companies in the UK such as the AA and the RAC provide their customers with added perks such as the option to join a club which will provide you with regular discounts off hotels and restaurants. Other breakdown cover might offer you the incentive of a cheaper level of cover if you have not made a claim for a full year or similar, so it’s well worth shopping about.
Basic breakdown cover offers UK roadside assistance and vehicle recovery to policy holders. This is a good option if you work locally and do very little long distance travel. However, if your car is old and therefore more likely to break down, you may wish to consider paying a bit extra. You will generally look to pay more depending on the amount of travel you do each year.
It is also worth noting that if you’re buying a new car you may find that breakdown cover is included in your deal, or you may be able to get a discount from certain providers for the first year or two which will save you money.
One of the best places to purchase breakdown cover is online where you can approach a number of price comparison websites to find out which companies are currently offering the best value for money. You can also benefit from further discounts on certain levels of cover.