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As U.S. auto sales have surged to a near-record level, a growing chorus of critics have suggested the boom is being fueled mainly by sales of new vehicles to buyers with subprime credit ratings. Now, new data from Equifax shows the fear of a subprime car sales boom is unfounded; there is no bubble in auto sales to those with a weak track record of paying their bills in time. “I don’t see a bubble in subprime lending,” said Dennis Carlson, Deputy Chief Economist for Equifax. “We’re not seeing a spike in subprime loans.”